Our Advisors' Strengths

 

Confidentiality

Strict confidentiality is one of our highest priorities.  In this instance, one advantage over our larger competitors is our size.   We don’t have hundreds of employees with access to data and we don’t have a board of directors that reviews your financial statement every month.  Your data is shared among only those that must see it to do their job.  Furthermore, in order for us to share your data with anyone, you must sign a confidentiality waiver that we maintain on file.  This allows us to collaborate with your other professionals such as your attorney, CPA or trust officer.

 

Our Educated and Experienced Team

Chad has over fourteen years in the financial services industry and earned the prestigious certification of CERTIFIED FINANCIAL PLANNER™ in 2008.  His experience in up and down market conditions is of vital importance to his ability to work with his clients.  But maybe more importantly to his clients is Chad’s commitment to his education and that of his employees.  The CFP® certification is NOT required to be a financial planner, financial advisor or stock broker.  You must meet certain experience and education criteria to be considered to sit for the two day, ten hour examination and of those that do, less than half pass.  Once obtained, the coveted certification requires additional continuing education on an advanced level that many do not subject themselves to.  We think that this level of continuing education is a benefit to the clients of Davis Wealth Services and sets Chad a part from the majority of his competitors.

As Chad requires a lot of himself, he does so with those he works with as well.  To work at Davis Wealth Services, you must meet minimum education and experience requirements.  Most importantly our employees must have the right attitude and be focused on our client’s best interest above their own.   

 

Approach

Our approach is different from that of most financial advisors. We take a holistic approach to our clients’ financial lives. While you may want us to work on only one specific issue, given the chance, we will put all of the pieces together, making a complete plan with no financial gotchas to worry about later.

 

Confidence

We often find that our clients’ experience newfound confidence when we are finished with the initial plan. You will know that we have covered all of the bases and, not only will your money be working for you, but potential liabilities that could take it away have been addressed as well.

 

Size

Being small and based in a small town, our overhead is lower than most. We don’t have a high-rent office in a tall tower in a large city. We own a modest office building in Dyersburg, Tennessee. With that said, we believe our fees are modest when compared to other advisors’ fees.

 

Our Independence

Rather than work for a broker dealer like many of our competitors, we chose ours.  Being your own boss has its perks.  We don’t have a home office telling us what to “sell” our clients this month or to push proprietary investment products that fill the coffers of the firm rather than the client.  We work for ourselves as we are all employees of Davis Wealth Services.  This gives us complete autonomy to treat our clients as we would want to be treated – with respect and objectivity.

 

Our Broker Dealer

When choosing a broker-dealer, I must admit that I got lucky.  I visited many others, but when I walked into the home office of Raymond James in St. Petersburg Florida, something just seemed different.  First, Raymond James was founded in 1962 by Robert James.  Mr. James did something unthinkable back then (and in some advisor’s minds, unthinkable today), he used financial planning as the basis for working with his clients rather than the traditional “wire-house” model of transactions and sales.  As a CFP® Practitioner, committed to the financial planning process, I get it.  But beyond the firms humble beginnings, even though they are considered one of, if not the best independent broker dealers today, their employees are humble and eager to serve their customers, the financial advisor.  I instantly fell in love with this BD.  As for luck… after I joined, Raymond James consistently received high accolades in industry publications and surveys.  To learn more about their accolades, click here.

 

**Certified Financial Planner Board of Standards Inc. owns the certification marks CFP(R), CERTIFIED FINANCIAL PLANNER(tm) and federally registered CFP (with flame design) in the U.S., which awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.